Growth capital
Borrow against owned equipment to fund a new line, location or capacity.
Appraisals that fund your next move.
Growing or refinancing, the equipment you already own is borrowing power. We deliver USPAP-compliant fair market and orderly liquidation values that establish what your assets support, so you can expand, buy capex or restructure debt on better terms.
The short answer
How do I value equipment to refinance or expand?
Lenders size new facilities against fair market value (FMV) and orderly liquidation value (OLV) of the equipment you pledge. A current, defensible appraisal can reveal value that book figures miss, expanding the borrowing base behind your growth or refinance. We value it under USPAP, item by item, and name your lender as intended user.
Especially true for well-maintained or specialized machinery whose market value diverges from depreciated book value.
When you need one
Growth & refinance scenarios.
Debt refinancing
Establish current collateral value to refinance existing debt on better terms.
Capital planning
Know what the existing fleet supports before committing to new capital purchases.
How the engagement works
From assets to approval.
Scope & assets
Asset list and photos; we confirm FMV/OLV scope and desktop vs. on-site.
Inspect & analyze
Cost, market and income approaches by a certified appraiser.
Senior review
Assumptions, data and methodology confirmed before release.
Defensible report
Narrative, itemized appendix and photographs, named to your lender.
Common questions
Refinance appraisals, answered.
Can an appraisal increase my borrowing base?
It can. When market value exceeds depreciated book value, common for well-maintained or specialized equipment, a defensible appraisal can support a larger advance than book figures alone.
What value do lenders use for refinancing?
Typically fair market value and orderly liquidation value of the pledged equipment. We conclude both under USPAP where it helps your lender size the facility.
Is this different from a collateral appraisal?
It uses the same premises; the difference is purpose. See our lending & collateral page for new-loan scenarios.
Related
Often paired with lending & collateral and M&A. See how we determine value.
Ready when you are
Turn owned equipment into borrowing power.
Start your request online, upload photos for a desktop appraisal, or tell us how many sites your assets sit on for an on-site visit.